# Wrenway Funding > Wrenway Funding is a small-business funding broker at 202 N Military Ave, Lawrenceburg, TN 38464 (phone (931) 281-0224). It helps businesses in Lawrenceburg, TN and across Lawrence County, Tennessee, explore funding options. Wrenway Funding takes funding requests for working capital, term loans, credit lines, inventory, equipment and merchant cash advances, passed to independent funding partners. Wrenway Funding is a broker, not a lender. A request goes to independent funding partners, and each partner sets its own terms and makes its own decision. Wrenway Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Wrenway Funding does not arrange funding for trucking companies, agriculture, startups without revenue, personal or consumer loans, real estate purchases or building construction loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 202 N Military Ave, Lawrenceburg, TN 38464, United States - Phone: (931) 281-0224 - Apply: https://wrenwayfunding.com/apply/ - Places: Lawrenceburg, TN and all of Lawrence County, Tennessee - Language: English ## Funding options - [Lawrenceburg, TN Types of Business Loans: An Auto Parts Store's Online Storefront, Second Shop and Tax Bill](https://wrenwayfunding.com/business-loans/): Match the product to the cost: short gaps suit working capital or a credit line, long-lived purchases suit a term loan or equipment financing, stock suits inventory financing. A merchant cash advance is not a loan. Partners set the terms. - [Working Capital Loans for Lawrenceburg, TN Auto Parts Stores: With Supplier Payments as the Example](https://wrenwayfunding.com/business-loans/working-capital/): A working capital loan is a lump sum for operating costs, paid back in installments over a term counted in months. Shortening the term pushes each payment up and brings total interest down. Partners set the amount, cost and schedule. - [Lawrenceburg, TN Business Term Loans: Store Fixtures, a Yard Forklift and a Partner Buyout](https://wrenwayfunding.com/business-loans/term-loans/): A term loan is one lump sum with level installments. Match the term to how long the purchase lasts: a longer term lowers the payment and adds interest. The business side of a shop purchase can be financed; the building cannot be, here. - [Business Lines of Credit in Lawrenceburg, TN: Cooler Restocks, a Vendor Prepay and Three Stock Draws](https://wrenwayfunding.com/business-loans/line-of-credit/): A credit line is a limit, not a lump sum: draw when a cost comes due, pay it back as sales arrive, and pay interest only on what is out. The draw period and any renewal review are set in the agreement. - [Inventory Financing in Lawrenceburg, TN: How Parts and Store Stock Secure Their Own Purchase](https://wrenwayfunding.com/business-loans/inventory-financing/): Inventory financing advances part of the cost of stock, takes a lien on that stock and is paid down as the goods sell. Interest runs on what is still owed. Purchase order financing is a cousin for goods that are already sold to a customer but not yet made or delivered. - [Equipment Financing in Lawrenceburg, TN: Who Owns the Machine, What Secures It and What It Costs](https://wrenwayfunding.com/equipment-financing/): An equipment loan and an equipment finance agreement are debt, and the business owns the item; a lease is a rental, and the leasing company owns it. In each case the equipment can serve as the security. Partners set the terms. - [Merchant Cash Advances for Lawrenceburg, TN Quick-Service Restaurants and Stores: A Tax Bill Covered From Card Sales](https://wrenwayfunding.com/merchant-cash-advance/): With an advance, a provider pays today for a share of card receipts the business has yet to take in. The total to be collected equals the advance times the factor rate, and a holdback percentage of each day's card sales is remitted until that total is reached. The cost is fixed at signing. ## Industries - [Restaurant Loans in Lawrenceburg, TN: A Combi Oven, a Stone-Hearth Pizza Oven and Catering Invoices](https://wrenwayfunding.com/industries/restaurants/): A combi oven can be bought with cash, leased, or financed with the oven as collateral, and two ovens can share one loan or keep separate terms. Catering costs fit a line draw repaid when the client pays. Hoods, built-in walk-ins and the building itself stay outside this site. - [Business Loans for Retail in Lawrenceburg, TN: Display Cases, a Prepaid Vendor Order and Tire Store Machines](https://wrenwayfunding.com/industries/retail/): Display cases fit equipment financing or a lease; a prepaid vendor order fits a line draw repaid as the goods sell; machines and stock bought together can go on two products. A one-person store can request the same funding types. - [Financing for Contractors in Lawrenceburg, TN: Sewer Cameras, Bid Deposits and a Premium Audit Bill](https://wrenwayfunding.com/industries/construction/): Trade equipment can be financed with the machine as collateral; a one-time bill fits a short working capital loan; deposits that come back fit a line of credit. Owner-only trade businesses can request the same products. - [Manufacturing Equipment Financing in Lawrenceburg, TN: A Fiber Laser, an Injection Molding Press and a Second Shift](https://wrenwayfunding.com/industries/manufacturing/): Machines fit equipment financing or a lease; a second shift's payroll before the customer pays fits working capital or a line; steel and resin bought at a quoted price fit inventory financing or a line. Electrical service, foundations and other building work stay outside this site. - [Gas Station Financing in Lawrenceburg, TN: An Ice Machine, Hot Food Equipment and Distributor Orders](https://wrenwayfunding.com/industries/gas-stations-convenience-stores/): Store machines fit equipment financing or a term loan; stock paid at delivery fits inventory financing; a store with steady card sales can compare a cash advance. The fuel side is outside this site. - [Business Loans by Industry in Lawrenceburg, TN: From Ice Machines to a Day Care Passenger Van](https://wrenwayfunding.com/industries/): Restaurants, retail, construction, manufacturing and gas stations with convenience stores get full pages; other Lawrence County trades have short notes here. Trades without a page, except trucking and agriculture, use the same phone line and form. ## Guides and calculators - [Lawrenceburg, TN Small Business Resources: Funding Coffee Bar Equipment and a Partner Buyout](https://wrenwayfunding.com/resources/): Match the records to the product, size an order from the store's own sales before asking, and put a buyout plan on one page with the payments and the cash left. Filing, advising and county questions go to the public offices listed at the end. - [Getting a Business License in Tennessee: City, County and State Records a Lawrenceburg, TN Owner Keeps](https://wrenwayfunding.com/resources/getting-a-business-license-in-tennessee/): The state record for a corporation or LLC sits with the Tennessee Secretary of State; local license rules come from the issuing offices and are not stated here. Copies of every license and filing, with renewal dates, let a funding partner's questions be answered from the file. - [Small Business Loan Payment Calculator for Lawrenceburg, TN Stores and Shops](https://wrenwayfunding.com/resources/small-business-loan-payment-calculator/): Three entries (amount, annual rate, months) produce three results: a level monthly payment, the interest over the whole term and the sum of every payment. The worked cases on this page use invented figures. A partner's offer sets the real terms. ## Lawrenceburg, TN and nearby communities - [Business Loans in Lawrenceburg, TN: A Supplier Bill, Two Paydays and a Security Camera Kit for a Larger Store](https://wrenwayfunding.com/lawrenceburg-tn/): One call or form sends a Lawrenceburg, TN loan request to funding partners who decide. In the invented cases, a 2% supplier discount beats a 20-day line draw by $219.36 but falls $19.22 short of the interest on a three-month loan. - [Business Loans Near Lawrenceburg, TN for Nearby Cities, Towns and Census Communities, Plus a Dental Practice Purchase](https://wrenwayfunding.com/service-areas/): The places near Lawrenceburg, TN on this page sit in four counties and two states. ZIP figures describe postal areas, not town limits, and some of these ZIPs cross county lines. An invented Waynesboro, TN dental practice purchase is priced on a 72-month and a 48-month schedule. ## Company - [Small Business Loans in Lawrenceburg, TN: A Paper-Goods Restock and Technician Payroll as Examples](https://wrenwayfunding.com/): A Lawrenceburg, TN business can call or send one request, and Wrenway Funding passes it to funding partners. Six products are covered, from working capital to a merchant cash advance. Partners review, set terms and decide; the owner compares any offer. - [How to Get a Business Loan in Lawrenceburg, TN, Step by Step, With What Each Stage Asks of the Owner](https://wrenwayfunding.com/how-it-works/): A request starts with a call or the request form, is talked through, and goes to funding partners. A partner reviews documents and may check credit, then may make an offer. The owner compares it and decides. Sending a request places the business under no obligation to accept an offer. - [Business Loan Questions Answered for Lawrenceburg, TN Owners, From an EIN to a Credit Line's Renewal](https://wrenwayfunding.com/faq/): A partner may ask for an EIN, may check credit during its own review, and sets the terms of any offer. When an existing business changes hands, a term loan can cover the business side but never the property. Tax questions go to the owner's preparer. - [Wrenway Funding in Lawrenceburg, TN: One Phone Line, Six Funding Types and Partners Who Decide](https://wrenwayfunding.com/about/): A Lawrence County, TN business can reach Wrenway Funding by phone or form, and its request is passed on to independent funding partners. A partner reviews each request and decides; the owner compares any offer and chooses whether to sign. - [Talk With Wrenway Funding: Lawrenceburg, TN Office and Phone](https://wrenwayfunding.com/contact/): Dial (931) 281-0224 for the office; the request form sits on the apply page. Before taking any loan, ask the funding partner about the full cost in dollars, the payment calendar, early payoff, what secures the loan and what a late payment costs. - [Start a Business Funding Request in Lawrenceburg, TN, Then Talk It Through With Wrenway Funding](https://wrenwayfunding.com/apply/): The request form takes seven entries and a consent box. Bank statements and other papers are not part of it; a funding partner may ask for them during its review. After the form: a call about the cost, the request goes to partners, a partner reviews and decides, and the owner weighs any offer. - [Wrenway Funding's Role, Its Limits and the Partners Behind Each Offer: Disclosures for Lawrenceburg, TN](https://wrenwayfunding.com/disclosures/): Wrenway Funding is a broker, not a lender. Funding partners review requests, set every term and decide. Worked examples use invented figures. A merchant cash advance is not a loan. Trucking, agriculture, startups without revenue, personal loans, real estate and building construction loans are outside this site. ## Optional - [Full text of every page](https://wrenwayfunding.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://wrenwayfunding.com/sitemap.xml)